Efectivale saldo

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One of the worst things that can happen to a vehicle is that the oil, the air in the hydraulic systems, the turbines and other systems exposed to the environment become contaminated or suffer from corrosion and wear. It is therefore necessary that the transport unit has good filters.

For any vehicle it is of vital importance that its tires operate correctly, because they are responsible for traction, which guarantees safe braking; in addition, they carry the total weight of the vehicle, absorb impacts…

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Applies only at Las Brisas Acapulco, Las Brisas Huatulco, Las Brisas Ixtapa, Las Hadas By Brisas, Galería Plaza Reforma, Galería Plaza San Jerónimo, Galería Plaza Veracruz, Galería Plaza Irapuato, Hacienda Jurica Querétaro) The 10% discount applies on the rate published directly by Grupo Brisas on the website and by calling directly to the reservation center 5553391010 or 8002 BRISAS, does not apply with other promotions, cannot be combined or accumulated, does not apply to special events, does not apply to groups and conventions, does not apply to long weekends and holidays, discount is per room per stay subject to availability and space.

Applies only at Las Brisas Acapulco, Las Brisas Huatulco, Las Brisas Ixtapa, Las Hadas By Brisas, Galería Plaza Reforma, Galería Plaza San Jerónimo, Galería Plaza Veracruz, Galería Plaza Irapuato, Hacienda Jurica Querétaro) The 10% discount applies on the rate published directly by Grupo Brisas on the website and by calling directly to the reservation center 5553391010 or 8002 BRISAS, does not apply with other promotions, cannot be combined or accumulated, does not apply to special events, does not apply to groups and conventions, does not apply to long weekends and holidays, discount is per room per stay subject to availability and space.

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Citibank (Costa Rica), (Entity wholly owned by Corporaci n Citibank , ) Financial Statements December 31, 2005 and 2004 Citibank (Costa Rica), (Entity wholly owned by Corporaci n Citibank , ) Contents December 31, 2005 and 2004 Page(s) Auditors’ Report 1 Financial Statements Balance sheet … 2-3 Statement of 4-5 Statement of Changes in Equity 6 Statement of Cash Flows … 7 Notes to the financial statements … 8-45 PricewaterhouseCoopers Apartado 2594-1000 San Jos , Costa Rica Tel fono ( 506) 224-1555 Facsimile (506) 253-4053 1 Report of Independent Auditors To the Superintendencia General de Entidades Financieras and the Board of Directors and Shareholders of Citibank (Costa Rica), We have audited the balance sheet of Citibank (Costa Rica), as of December 31, 2005, and the related financial statements of Citibank (Costa Rica), as of December 31, 2005, and the related financial statements of Citibank (Costa Rica), as of December 31, 2005, as of December 31, 2005.

Page 1 GENERAL TERMS AND CONDITIONS OF EFECTIVALE CLEARANCE AND MEAL PRODUCTS General Terms and Conditions, hereinafter “GTC”, which regulate the EFECTIVALE Clearance and Meal Products Operation System, subscribed by EFECTIVALE, S DE

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Sí Vale has around 8,560 clients, four million cardholders and around 34% of the grocery voucher market. Through Mastercard, headed by Antonio Junco, it has a presence in some 450,000 merchants and directly at 72,000 points of sale. They are the market leaders: behind them are Edenred, formerly Accor, with 30%, then Sodexo with approximately another 20% and Efectivale with around 10.5%. Further down the list are other issuers, especially with regional coverage.

Sí Vale manages an average of around two billion pesos of funds dispersed by its clients. Some of them in the private sector are Rogelio Zambrano’s Cemex, Max Michel’s Liverpool, Andreas Hinrichs’ Volkswagen, Gabriel Lopez’s Ford, Cosme Torrado’s Alsea, etc. Note that far from affecting them, the new tax provisions benefited their operations, since at the end of the first quarter not only did they not lose any of their clients, but they also gained 1,800 new contracts. This was due to the fact that the employer ended up accepting the tax reform and opted to look for more solid companies.